We’ve been working with NHS Professionals for many years
At Penguin Mortgages, we’ve built long-standing relationships with NHS professionals across the UK.
Over the years, we’ve supported doctors, nurses, consultants, and locum staff in achieving their home ownership goals even when their situations didn’t fit the usual lending boxes.
We know how NHS contracts, overtime, and training pathways work, and we use that knowledge to find the right mortgage options.
Why This Matters
Buying a home is stressful enough but for medical professionals, it can sometimes feel impossible.
🟦Confusing NHS contracts that lenders don’t fully understand.
🟦Income from multiple roles, banked or locum shifts.
🟦Student loans and overtime making affordability unclear.
And barely any time to chase paperwork between long shifts.
The good news? You don’t have to figure it all out alone. In just 3 minutes, the Mortgage Readiness Assessment will give you:
✅ Your personalised readiness score
✅ A clear breakdown across every key area
✅ Tailored tips to improve your mortgage chances
